5 min read
JPMorgan Signed Deals to Charge the Data Middlemen
JPMorgan signed deals to charge the middlemen that link apps to banks. The price is undisclosed, and the rule meant to settle whether that's allowed is paused.
Data ownership
Every Trupocket post tagged Data ownership, from newest to oldest.
4 min read
How to Tell If a Product Is Really AI-Native
If you strip the AI out of a finance app, what still works? That one question sorts genuine AI-native products from marketing, so I ran it on Trupocket.
6 min read
Who Does Your AI Work For?
A stated duty of loyalty cannot be audited from outside a company. Incentives can. Three structural questions to ask any finance app with AI attached.
6 min read
Your Money App Should Not Be Trying to Keep You
An AI assistant built to keep you talking and an adviser bound to your interests pull in opposite directions. A new Consumer Reports standard finally names it.
5 min read
AI Agents End the Business of Consumer Inertia
AI agents and a new payment standard make switching, canceling, and price-shopping trivial. That shift finally puts everyday consumers ahead of inertia.
5 min read
What Makes It Safe to Let AI Touch Your Money
AI is moving from advising on your money to acting on it. The safe design for any agent that touches money is approval per action and access you can revoke.
5 min read
Who Owns Your Financial Data?
Open banking promised that your bank data belongs to you. The federal rule meant to guarantee that is frozen in court. Here is where things really stand.
5 min read
Can You Trust AI for Financial Advice?
AI can answer questions about your money, but it is not a fiduciary the way a licensed adviser is. Here is the line I draw between advice and education.
5 min read
Connect Any AI to Your Finances
Trupocket now runs a Model Context Protocol server, so you can connect Claude or any MCP assistant to your finances and ask about them in plain language.
6 min read
Is It Safe to Connect Your Bank to ChatGPT?
OpenAI now lets ChatGPT connect to your bank accounts. The tradeoff I see: convenience today versus owning your financial data and the AI that reads it.
8 min read
Your Finance App Should Work Without Your Bank
Most finance apps force you to connect your bank before you can do anything. Trupocket works without that requirement, putting you in control from day one.